Patriot Trip – Travel insurance
Patriot Trip – Travel insurance plan is a beneficial trip cancellation insurance plan that comes into use when a pre-planned trip gets canceled under unforeseen circumstances. The insured can file for reimbursements for expenses incurred during the trip like travel reservations, emergency reunion, travel delays, personal baggage loss, repatriation of mortal remains in case of death of the insured, emergency evacuation and also any medical expenses incurred during the travel along with dental surgery expenses during the trip.
The travel health insurance coverage benefit helps you recover non-refundable payments and deposits or any un-utilized payments during the planned travel.
This travel health insurance policy is eligible for those travelers incurring expenses of minimum $500 for the trip which does not exceed 30 consecutive days and the destination is situated at least 120 miles away from the starting point.
Once the completed application form is submitted by the traveler along with the necessary payment, the trip cancellation benefit becomes effective from midnight. The travel medical insurance policy becomes valid right from the date you depart for the travel.
The Patriot Trip – Travel insurance would end upon the date of return of the insured from the trip, or the planned return date in case of no interruption or cancellation, or end of coverage period as indicated in the policy or cancellation of the planned trip that is covered (whichever is earliest).
The Patriot Trip – Travel medical insurance plan offers full refund of charges if the travel insurance policy certificate is returned within 10 days of receipt and the insured has not departed for travel within these 10 days and no claims have been made so far under the purchased insurance plan.
The premium rates of this travel insurance plan may vary and is calculated based on certain factors like cost of the trip in addition to the age of the individual applying for the insurance and the travelers accompanying this insured.
The pre-existing medical conditions are waived off for travelers who are less than 70 years old and have purchased this travel medical insurance plan within 14 days of paying the initial deposit to the travel agent. In addition, the insured individuals should be declared medically fit to travel on the date of applying for the Patriot Trip – Travel medical insurance plan.