Geo Travel Blog

The importance of taking an international student medical insurance by students who are planning to study abroad cannot be under-estimated. With the rising medical costs world over, it becomes very essential for every international student to be covered under International Student Insurance.

HCC Medical Insurance Services has formulated a StudentSecure SM Medical Insurance plan specifically for international students. To help the students to choose easily, two levels of coverage are available – Select and Budget and they seek to cover aspects such as Medical Expenses, Emergency Medical Evacuation, and Acts of Terrorism and even pre-existing conditions which are covered after a year.

The Budget and Select types of coverage differ according to the amount they offer as coverage. While, the Select plan offers up to $300,000 as coverage, the Budget Plan offers up to $250,000 as coverage. Both these plans cover the factors of – Hospital Pre-Notification Penalty, Outpatient Treatment & Outpatient Prescription Drugs, Hospital Room & Board Local Ambulance Intensive Care Unit, Dental Treatment due to Accident, Dental Treatment to alleviate pain, Maternity Care for a Covered Pregnancy, , Mental Health Disorders and Routine Nursery Care of Newborn.

StudentSecure International Student Insurance also covers factors like Therapeutic Termination of Pregnancy, Physical Therapy & Chiropractic Care, Intercollegiate, interscholastic, intramural, or club sports, Terrorism, Benefit Period for coverage after Policy Termination Date, Emergency Medical Evacuation, Emergency Reunion and Accidental Death & Dismemberment.

Only full time students who are residing in a foreign country, holding a valid student visa (F-1) are eligible to take up these plans. It is important) that at no time these students apply or obtain a residency status in the foreign country they are pursuing their studies in.

We can extend the plan up to a year from the initial date of payment and afterward if we want, we can renew it to a time period of four years. Renewal of the plan is possible only if we continue to meet all the plan pre-requisites and is possible for maximum four years, after which we need to opt for a new plan.

Enrolling for the Student Secure Insurance plan is quiet simple. You can complete the application online, fax the application or mail the application with your preferred payment mode. The insurance documents can be emailed which can be downloaded within minutes after you submit the application. You can also opt for the documents to be mailed to you.

Thus, these are some of the features and facilities provided by the StudentSecure SM Medical Insurance.

Ray Sondeo often writes about international student insurance.